UK Mortgage Calculators

Use these tools to compare rate, fee and payment assumptions before requesting an adviser-led rate comparison. Results are examples only and are not a quote or approval decision.

Mortgage Repayment Calculator

Compare payment examples using different rates, deposits and terms.

Calculate repayments

How Much Can I Borrow?

Estimate a borrowing range before comparing products by loan-to-value.

Estimate borrowing

Remortgage Calculator

Compare your current payment with possible new-rate scenarios.

Check remortgage options

Buy-to-Let Yield Calculator

Compare rental yield assumptions alongside possible mortgage costs.

Calculate rental yield

Mortgage Overpayment Calculator

See how overpayments could shorten your term and save interest.

Estimate overpayment savings

Self-Employed Mortgage Calculator

Borrowing estimate for sole traders, contractors and Ltd directors.

Speak to a broker

Stamp Duty Calculator

Estimate SDLT for England and NI, including first-time buyer relief and additional-property surcharge.

Calculate Stamp Duty

Rate Scenario Calculator

Compare illustrative rate examples by estimated monthly payment and initial-period cost.

Compare rate examples

Mortgage calculators by city

Start with a city page for local context, then use the calculators as estimates before any adviser conversation.

Greater ManchesterMortgages in ManchesterEstimate costs and review general mortgage considerations for Manchester.West MidlandsMortgages in BirminghamEstimate costs and review general mortgage considerations for Birmingham.West YorkshireMortgages in LeedsEstimate costs and review general mortgage considerations for Leeds.Central ScotlandMortgages in GlasgowEstimate costs and review general mortgage considerations for Glasgow.South WestMortgages in BristolEstimate costs and review general mortgage considerations for Bristol.

Need help comparing real mortgage products?

Our calculators give estimates only. Lender-specific products, rates and eligibility come from an authorised mortgage adviser.

Request a callback

Suggested next steps

How we compareUnderstand how this site differs from lenders, advisers and comparison websites.How to compare mortgage ratesReview rate, fee, term and loan-to-value factors before comparing options.How we make moneyRead how introductions and commercial arrangements may work.

Rate comparison with context

Compare Mortgage Rates is built around comparing mortgage costs beyond the headline rate. Product fees, term, loan-to-value and lender criteria can all change what is appropriate for a borrower.